30 Year Fixed Rate
 Rate  APR  Points
 6.000%  6.021%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 5.875%  5.903%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 5.500%  5.535%  0.000%
1 Year Adjustable Rate
 Rate  APR  Points
 5.250%  4.697%  0.000%

Actual interest rates and APR's may vary based on credit history.

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Our quick and easy application process makes home lending a breeze. For many customers, you can receive a loan approval in just 20 minutes!*

Purchasing a home? Need construction financing? Refinancing your current mortgage? Need a Home Equity Loan? Applying for home financing has never been simpler. No longer do you need to come to a branch office, or set up an appointment with a mortgage lender to take your application. Now you can apply here online, at your convenience.

You can start an application, and if you need to do other things, it’s not a problem. You can stop and return later to complete the process, even if that’s the next day! Most customers can complete their applications in under 20 minutes*.

Important Disclosure:

*The average amount of time to complete the application is 20 minutes. Once you submit the application, it will be immediately evaluated. Within a few seconds of submitting the application, you will receive a message saying it either has been approved or that a Loan Officer will be contacting you to discuss the application. A Loan Officer will normally contact you within one business day. Usually, the Loan Officer needs additional information to evaluate your application, or he would like to inform you of different financing programs that may be available to you. For all approvals, the offer of credit approval is subject to the verification of the application information. Bank policy may require documentation to be supplied at or before closing of the loan. We are not responsible for any software issues, equipment or communication problems or disruptions that may affect the amount of time involved in application process.

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